Hotel, Spa & Resort Hospitality Capital

United Financial specializes in the financing of all types of hotel properties across the country including limited service, full service, extended stay, resort, limited service, flagged or non-flagged. United Financial is able to provide Hotel Capital and loans for your Hotel / Motel purchase, refinance, PIP, FF&E, and development needs.

Strong lender relationships, smart business practices, experience and an intimate knowledge of local and national hospitality markets are the qualities that allow United Financial to provide the services you need, when you need them most.


Group Highlights

  • Providing fixed and floating rate debt programs for a variety of loan terms and purposes including long term permanent loans, short term mini-perm loans, structured bridge and rehabilitation/repositioning loans, and mezzanine loans.
  • Joint venture equity placement for hospitality projects worldwide.
  • Strength of our correspondent lenders, including life insurance companies, pension funds and institutional investors.
  • Most competitive financing structures and rates available in the marketplace.
  • The superior service our clients experience from application to close continues in many cases thereafter.
  • Regardless of market cycles, we will provide you with the best financing facility for your investment at the lowest net cost to you and your investors.

CapEx / FF&E Financing

CapEx / FF&E financing is available for hotel renovations, Property Improvement Plans (“PIPs”), conversions or the FF&E financing of a new construction project to include any equipment within the construction budget. In many cases, this can also include soft cost items required by the Brand.  Loan amounts range from $200M – $10MM and are amortized over the useful life of the improvements (typically 3-10 years).


We have experience with the following brands: 

Aloft hotel                                                 Howard Johnson

Best Western                                             Hyatt

Clarion Hotel                                            Indigo Hotel

Comfort Inn                                             Knights Inn

Comfort Suites                                         Marriott Brands

Country Inn                                             Microtel Inn

Courtyard                                                 Motel 6

Days Inn                                                   Omni Hotel

Days Inn                                                   Quality Inn

Doubletree Suites                                     Quality Suites

Econo Lodge                                            Ramada Inn

Embassy Suites                                         Red Lion La Quinta

Fairfield Inn                                              Red Roof Inn

Hampton Inn                                           Residence Inn

Hawthorn Suites                                      Sheraton

Hilton                                                      Sleep Inn

Hilton Inn                                               Staybridge Suites

Holiday Inn                                             Travelodge

Home2 Suites                                          Un-flagged Properties

Homewood Suites                                   Wyndham

La Quinta